$2,500 is already included, but you can add more. Are all of your computers, tablets, software, printers, etc. worth more than $2,500 combined? If so, select the total coverage amount you want instead.
For example: if someone is hurt at your place, they could sue you. Subject to some limitations, this coverage would pay for your lawyer, court fees and any damages for which you are legally liable/responsible.
You can find this within your existing insurance documents.
Don't include wind, hail or lightning claims.